Chase Transfer Partners: Move Points Without Stranding Them

Transfer Chase points to an airline only after you have a specific award ready to book. The safe order is: find the award in the airline program, compare it with the cash fare, verify taxes and fees, confirm the partner inside Chase, then transfer only the points needed to ticket. Do not move points just because a partner looks valuable in theory. Chase points are flexible before transfer; airline miles are useful only if that airline program can book the trip you actually want.

Which airlines and hotels can Chase points transfer to?

Chase's own partner page, checked on September 25, 2026, lists 14 programs:

• Airlines (10): Aer Lingus AerClub, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Club, Iberia Club, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club.
• Hotels (4): IHG One Rewards, Marriott Bonvoy, World of Hyatt, Wyndham Rewards.

Which cards can transfer. Chase's how-to page names Sapphire Preferred, Sapphire Reserve and Ink Business Preferred; some legacy and business cards also transfer (the Chase-to-Hyatt guide lists them). If your only Chase card is not one of these, check its rewards page before planning a transfer.

Ratio, steps and timing. Chase's Sapphire Preferred page states that points transfer "to most travel partners at a rate of 1:1", so 1,000 Chase points become 1,000 miles or hotel points. World of Hyatt is the exception at 4:3: 1,000 Chase points become 750 Hyatt points. Sapphire Preferred accounts opened before June 15, 2026 keep 1:1 to Hyatt through September 30, 2026. Points reporting says Ink Business Preferred follows the same Hyatt change and Sapphire Reserve keeps 1:1. Transfers go in increments of 1,000 points; Chase says most post by the next business day but can take up to 7 business days. Your transfer screen shows the rate for your card before you confirm.

What the list means for a real booking:

• Three of the ten airlines are one currency. Aer Lingus, British Airways and Iberia all spend Avios, and British Airways' Transfer your Avios tool moves Avios between them instantly at the same value. The three programs can still price the same flight differently, so pick the one that prices your flight best and transfer there. See how Avios pooling works.
• JetBlue points stay in JetBlue. TrueBlue points cannot move on to another airline's program; JetBlue says not even to United MileagePlus. They do book United-operated flights on jetblue.com and a few partner airlines, so send points there only for a flight JetBlue prices in points. See what JetBlue points can and cannot do.
• Hyatt costs a third more Chase points at 4:3. A 15,000-point Hyatt night takes 20,000 Chase points instead of 15,000 (hypothetical award; 15,000 ÷ 0.75). That applies now to Sapphire Preferred cards opened on or after June 15, 2026, and from October 1, 2026 to older ones. The Chase-to-Hyatt guide has the card-by-card rules.
• The time window matters. Most transfers post by the next business day, but up to 7 business days means a Friday transfer can post the following week. If the award seat is scarce, check whether the program lets you hold it first: see holding an award seat before you transfer.

Can Chase points fly American, Delta, Japan Airlines or Alaska?

Not by a direct transfer. None of the four is on Chase's list, so Chase points cannot become American AAdvantage miles, Delta SkyMiles, JAL Mileage Bank miles or Alaska Atmos Rewards points. You can still book their flights with Chase points through a partner program, because airlines in one alliance sell each other's award seats:

To fly	Chase partner that can book it	What to check first
American Airlines	British Airways Club (Avios). BA says Avios reward flights can be taken "with Iberia, American Airlines and our oneworld partners".	BA sets its own Avios price for American flights, based on route and distance, and the taxes on partner flights vary. Find the exact flight in BA's reward search before you transfer.
Japan Airlines	British Airways Club (Avios). JAL is a oneworld member.	The seat must show in BA's search, not only on jal.com. For a long JAL flight, compare the Avios price with a direct JAL transfer from Capital One or Citi (see below).
Alaska Airlines	British Airways Club (Avios). Alaska is a oneworld member.	Price the Avios award against the Alaska cash fare: a short domestic fare can be cheap enough that paying cash is the better use.
Delta	Virgin Atlantic Flying Club or Air France-KLM Flying Blue (both SkyTeam programs on Chase's list). Virgin says to book Delta flights with Virgin Points directly with Virgin Atlantic, using its reward search.	Each program prices Delta flights on its own chart, and Delta decides which seats partners can book, so search both programs, not delta.com. Virgin books only flights that Delta operates (including Delta Connection).

Iberia Club and Aer Lingus AerClub also spend Avios, and Avios move between the three programs, but British Airways is the one whose own page names American and the oneworld partners, so start the search there.

No bank's list includes Alaska's Atmos Rewards, so Avios is the Chase route to Alaska flights. Bilt Rewards, a rewards program rather than a bank, does list Atmos Rewards at 1:1 on its own partner page (read 2026-09-27). If you also hold another bank's points, a direct transfer can cost fewer points: Capital One and Citi both list JAL, Citi lists American AAdvantage, and Delta is reachable only from Amex. The transfer partner matrix puts all four banks' partners, and Bilt's, side by side with the rate each prints. For JAL specifically, Capital One or Citi to JAL prices one award from each.

Can Chase points fly Turkish, TAP, EVA, Qatar, Qantas, Emirates or Hawaiian?

Not by a direct transfer: none of these programs is on Chase's list. Chase points reach most of these airlines through a partner program that sells their seats (for Hawaiian we could not confirm one), and other lists reach some of them directly:

To fly	Chase route	Direct transfer from another list
Turkish Airlines, TAP Air Portugal, EVA Air	Air Canada Aeroplan (1:1 from Chase). All three are Star Alliance members, and Aeroplan redeems points for flights "with Air Canada and our partner airlines" at aircanada.com. United MileagePlus and Singapore KrisFlyer, also on Chase's list, are Star Alliance programs too.	Turkish: Citi, Capital One, Bilt. TAP: Capital One, Bilt. EVA: Citi, Capital One (2:1.5).
Qatar Airways	British Airways Club (Avios). Qatar is a oneworld member, and British Airways' Transfer your Avios tool also moves Avios into Qatar Privilege Club, which prices Qatar's own flights.	Amex, Citi, Capital One and Bilt list Qatar Privilege Club.
Qantas	British Airways Club (Avios); Qantas is a oneworld member.	Amex, Citi and Capital One list Qantas Frequent Flyer.
Emirates	Aeroplan sells some Emirates seats (reported by Rewards Canada; see the Emirates guide for who can book First).	Skywards: Bilt 1:1; Amex and full-rate Citi 1,000 to 800; Capital One 1,000 to 750.
Hawaiian Airlines	None we could confirm. Bilt's partner page names Atmos Rewards as the program of both Alaska and Hawaiian, and no bank list includes it. Before assuming Avios book a Hawaiian flight, search British Airways' reward flights for that exact flight.	Bilt, 1:1 to Atmos Rewards.

Price the seat in the partner program before moving anything: the operating airline decides which seats partners can sell, and each program sets its own price and fees. Among hotels, Hilton Honors is not on Chase's list either; Amex (1,000 points to 2,000 Hilton points) and Bilt (1:1) reach it. The routes in the last column are 1:1 unless a rate is shown, and Citi's lower-rate cards get 70% of Citi's rate; all come from the transfer partner matrix. The transferable points coverage tool shows which currencies, together, reach the programs you book.

Who this is for

Use this workflow if you have Chase Ultimate Rewards points and you are looking at an airline award. You might be booking through United, Southwest, Air Canada Aeroplan, British Airways, Virgin Atlantic, or another participating program, but the sequence is the same: the transfer is the last operational step, not the first research step.

This is not a best-partner ranking. The best airline partner depends on route, dates, cabin, taxes, fees, and live award space. The goal here is to avoid the expensive mistake: moving flexible Chase points into one airline program before you know the seat can be booked.

The Chase-to-airline transfer checklist

Before transferring, answer every line below. If any answer is no, stop and keep the points in Chase for now.

• I found the exact flight in the airline program or partner program I plan to use.
• The award is available to book now, not just shown in an old blog post or cached result.
• I know the total miles required and the taxes, fees, or surcharges.
• I compared the award against a cash fare I would actually pay.
• The value beats my personal baseline for Chase points.
• I confirmed the airline is currently available as a Chase transfer partner in my Chase account.
• The passenger names and airline loyalty account details are correct.
• I am ready to book immediately after the points arrive.

The transfer worksheet

Question	Fill it in before transfer	Why it matters
Cash fare you would pay	$_____	The comparison should use a real alternative, not an inflated fare.
Airline program	______	Points leave Chase for one specific program.
Award price	_____ miles	This is the denominator in your value math.
Taxes and fees	$_____	Subtract these from the cash fare before calculating value.
Chase points to transfer	_____	Transfer only what the booking needs.
Effective value	_____ cents per point	Use this to decide whether the transfer beats your baseline.
Booking deadline	______	Award space can disappear while you wait.

Formula:

value per Chase point = (cash fare - award taxes and fees) / Chase points transferred x 100

If Chase is running a transfer bonus to your partner, our free transfer bonus calculator applies the bonus to this same math and shows how many Chase points the award really costs.

To see what the same Chase balance would be worth as cash back or through Chase Travel instead, our free Chase points to dollars calculator puts all three options side by side, using the rates Chase publishes.

Step 1: Find the award before opening Chase

Start with the airline or partner program, not the Chase transfer screen. Search while logged in to the program you expect to book through. Write down the flight number, date, cabin, miles required, taxes, and any booking notes. If the airline site requires an account to see or book the award, create or verify that account before moving points.

This first step protects you from a common mistake: seeing that Chase has an airline partner and assuming the partner can book your exact trip. A transfer partner list tells you where points can go. It does not guarantee that a particular award seat is available, that the taxes are acceptable, or that the partner has access to the flights you want.

Step 2: Compare the award with cash

Once you have an award price, compare it against a cash fare you would actually buy. Do not use an unrealistic last-minute fare if you would have chosen a cheaper connection, nearby airport, or different time. The comparison should answer one question: is this a good use of Chase points for this booking?

Illustrative example reviewed on 2026-06-29, not live availability:

Option	Cost	Points or miles	Notes
Cash ticket	$420	—	Fare the traveler would actually pay.
Airline award	$11.20 taxes	25,000 miles	Example award price, not a live claim.
Value	—	1.64 cpp	(420 - 11.20) / 25,000 x 100.

If your baseline for Chase points is 1.25 cents per point through an easy redemption, 1.64 cents per point may be worth the transfer. If you routinely get 1.8 cents per point or more on other trips, this example would be a closer call. The math does not make the decision for every traveler; it keeps the decision honest.

If the same trip can also be booked through Chase Travel or another program, put all of them on one scale before you pick: the comparing award seats, cash and portals hub orders the checks by the choice in front of you.

Step 3: Verify the transfer partner inside Chase

After the award still looks good, sign in to Chase and check the current Ultimate Rewards transfer partner list in your own account. Official Chase pages describe Ultimate Rewards and transfer partners, but the account screen is the final place to verify what is available to you before acting.

Check three things carefully:

1. The airline program name matches the program where you found the award.
2. The transfer ratio and minimum transfer amount work for your booking.
3. The recipient loyalty account belongs to the right traveler and has the correct name details.

If you are booking through a partner airline, be precise. For example, finding a Star Alliance flight does not automatically mean every Star Alliance program will show or price it the same way. Transfer to the program that can actually ticket the award you found.

Step 4: Transfer only when you are ready to ticket

The best time to transfer is after the award is confirmed and immediately before booking. Move only the number of points the booking requires, rounded for any transfer minimums. Then return to the airline program and complete the booking as soon as the points post.

Do not transfer extra points because you might use them later. Extra airline miles can be useful, but they are less flexible than Chase points. Keeping points in Chase preserves more optionality across partners, cash-like travel redemptions, and future trips.

When not to transfer

Keep the points in Chase if any of these are true:

• The award is not visible or bookable in the airline program.
• The taxes, fees, or surcharges erase the value.
• The cents-per-point result is below your baseline.
• You are not ready to book today.
• You are transferring because a blog called a partner "best" without matching your route.
• You are unsure whether the passenger and loyalty account details are correct.

Can you move Chase points to another person, or to another of your cards?

Yes, within limits Chase sets on its own pages (read September 26, 2026):

• Between your own Chase cards: you can combine points from one Chase card to another on your account.
• To one other person: you can combine points with one person in your household, and that person must share your address. Chase names a spouse, partner, roommate or family member you live with as examples; you cannot send points to someone at a different address.
• No minimum and no fee, and Chase says a combine cannot be undone.
• Airline transfers stay in your own name. Chase says the name on your Chase account must match the name on the airline or hotel account you transfer to, and even minor variations can make the transfer fail.

This is how a Freedom card's points reach an airline. Chase names Sapphire Preferred, Sapphire Reserve and Ink Business Preferred as the cards that transfer to partners, and the Freedom cards are not among them, so combine their points into a Sapphire Preferred, Sapphire Reserve or Ink Business Preferred first, then transfer from that card. To put miles in your partner's airline account, combine the points into their Chase card and let them transfer to their own account; that works only if their card is a Sapphire Preferred, Sapphire Reserve or Ink Business Preferred. For moving miles that already sit in an airline account to someone else, see transferring points to someone else's frequent flyer account.

A hypothetical example: you hold 30,000 points on a Freedom Unlimited and 45,000 on a Sapphire Preferred, and a United award costs 70,000 miles. Combine the 30,000 into the Sapphire Preferred (75,000), transfer 70,000 to your own United account, and 5,000 stay flexible at Chase. Transferring straight from the Freedom card is not an option.

Common mistakes

The first mistake is transferring speculatively. A flexible bank point is valuable because it can become many things. Once it becomes one airline's miles, your choices narrow.

The second mistake is comparing against the wrong cash fare. Use the fare you would really pay, not the most expensive itinerary on the page.

The third mistake is ignoring taxes and fees. Award tickets can still have cash costs. Subtract those costs before calculating cents per point.

The fourth mistake is assuming the transfer partner list is the same as award availability. A partner relationship is only a door. You still need a seat on the other side.

What we checked, and when

What we checked	Source	Checked
Chase lists 10 airline and 4 hotel transfer partners, in 1,000-point increments; most transfers post by the next business day, up to 7 business days. Verify the current partner list in your own account before moving points.	Chase partner page (issuer's own page)	2026-09-25
Chase's how-to page names Sapphire Preferred, Sapphire Reserve and Ink Business Preferred as transfer cards; some legacy and business cards also transfer.	Chase, How to transfer Ultimate Rewards points (issuer's own page)	2026-09-15 and 2026-09-25
Most partners 1:1; World of Hyatt 4:3, with 1:1 through 2026-09-30 for Sapphire Preferred accounts opened before 2026-06-15. Read the rate on your own Chase transfer screen.	Chase Sapphire Preferred card page (issuer's own page); Ink Business Preferred and Sapphire Reserve Hyatt rates from points-media reporting	2026-09-25
No direct Chase transfer to American, Delta, JAL or Alaska; British Airways Club books American and oneworld partners (JAL and Alaska are oneworld members); Virgin Atlantic (Delta-operated flights only) and Flying Blue, both SkyTeam, can book Delta flights.	British Airways Reward Flights page; oneworld member list; Virgin Atlantic Delta partner page (program's own pages)	2026-09-26
No direct Chase transfer to Turkish, TAP, EVA, Qatar, Qantas, Emirates or Hawaiian (Atmos Rewards); Turkish, TAP and EVA are Star Alliance members and Aeroplan redeems on its partner airlines; Qatar and Qantas are oneworld members; Emirates via Aeroplan is reporting. TrueBlue points cannot move to United MileagePlus but book United-operated flights.	Star Alliance and oneworld member lists; Aeroplan redeem page; JetBlue Blue Sky FAQ (program's own pages); Rewards Canada for Emirates (reporting)	2026-09-27
Points combine between your own Chase cards and with one person who shares your address; no minimum or fee; a combine cannot be undone. Airline transfers need matching names.	Chase, How to combine Chase credit card points in your household; Chase, How to transfer Ultimate Rewards points (issuer's own pages)	2026-09-26
Airline award rules and availability must be checked in the program that will ticket the award; treat any example here as math, not a promise of live award space.	Airline program rules and booking tools	—

The worked examples on this page are our own and hypothetical; replace the numbers with your own route before deciding.

Sources

• Chase - Transfer credit card points with Chase Ultimate Rewards (partner list, increments, timing; checked 2026-09-25): https://www.chase.com/personal/credit-cards/education/rewards-benefits/transfer-credit-card-points-with-chase-ultimate-rewards
• Chase Sapphire Preferred card page (1:1 to most partners, 4:3 to World of Hyatt; checked 2026-09-25): https://www.chase.com/sapphire-cards/personal/preferred
• Chase - How to transfer Chase Ultimate Rewards points (eligible cards; checked 2026-09-15 and 2026-09-25): https://www.chase.com/personal/credit-cards/education/basics/how-to-transfer-chase-ultimate-rewards-points
• Chase Ultimate Rewards program page: https://www.chase.com/personal/credit-cards/ultimate-rewards
• Chase - How to combine Chase credit card points in your household (one person at the same address, no fees, cannot be undone; checked 2026-09-26): https://www.chase.com/personal/credit-cards/education/rewards-benefits/how-to-combine-chase-credit-card-points-in-household
• British Airways - Reward Flights (Avios on American Airlines and oneworld partners; checked 2026-09-26): https://www.britishairways.com/content/the-british-airways-club/avios/spending-avios/reward-flights
• oneworld - Member airlines (Alaska Airlines, American Airlines and Japan Airlines are members, checked 2026-09-26; Qatar Airways and Qantas, checked 2026-09-27): https://www.oneworld.com/members
• Virgin Atlantic - Fly with our SkyTeam partner Delta Air Lines (Delta rewards booked with Virgin Points; checked 2026-09-26): https://www.virginatlantic.com/en-US/flying-club/airline-partners/delta-air-lines
• United MileagePlus rules page, used as an example of checking airline-program rules before booking: https://www.united.com/en/us/fly/mileageplus/rules.html
• Bilt Rewards - Alaska Airlines & Hawaiian Airlines partner page (Atmos Rewards at 1:1; checked 2026-09-27): https://www.bilt.com/rewards/partner/atmos-rewards
• Star Alliance - Member airlines (Turkish Airlines, TAP Air Portugal, EVA Air, Air Canada, United and Singapore Airlines listed; checked 2026-09-27): https://www.staralliance.com/en/member-airlines
• Air Canada Aeroplan - Redeem points ("flights ... with Air Canada and our partner airlines"; checked 2026-09-27): https://www.aircanada.com/ca/en/aco/home/aeroplan/redeem.html
• Rewards Canada - Aeroplan Emirates update (reporting, 2026-07-21; read 2026-09-27): https://blog.rewardscanada.ca/news/aeroplan-emirates-update
• JetBlue - Blue Sky FAQ (TrueBlue points cannot be transferred to United MileagePlus; United flights bookable with TrueBlue points; checked 2026-09-27): https://www.jetblue.com/jetblue-united

Last reviewed: 2026-09-27; Bilt's Atmos Rewards page, the Star Alliance and oneworld member lists, Aeroplan's redeem page and JetBlue's Blue Sky FAQ read 2026-09-27 (partner list and transfer terms re-read on Chase's pages on 2026-09-25; household and own-card combining, and the partner routes to American, Delta, JAL and Alaska, read 2026-09-26). Recheck Chase and the airline program before any real transfer.

Related guides: use the Amex Point.me workflow for a similar search-before-transfer process, then set your baseline with the points vs cash calculator and Chase points to dollars. If you hold Sapphire Preferred or Ink Business Preferred and are weighing a Hyatt transfer specifically, see Chase to Hyatt at 4:3 from Oct. 1, 2026 for which cards changed and the before/after math before you move points to that partner.