TPMTravel points strategy and award bookingRun the math before you book
A route map with dotted flight arcs from JFK to Lisbon and Madrid, annotated with a sample cash fare and points price
Every route is a math problem first. Sample numbers — re-run before you book.

Run the math first

Cash vs points, one trip

Cash fare$642
Points price48,000 + $87 fees

taxes + fees always move

Value per point~1.16 cents

under baseline → cash may win

VerdictBelow a ~1.4 cent baseline — pay cash, keep the points.

This is the kind of math you run before moving points — transfers usually don’t come back.

Illustrative sample — run your own current numbers before booking.

See the worked guides

Before you move points

one-way, usually
  • Confirm the exact award is bookable right now, not last week.
  • Add taxes and fees back into the comparison.
  • Check the cash fare too — sometimes cash quietly wins.
  • Only transfer once you’ve decided; most transfers can’t be reversed.
A notebook worksheet with cents-per-point math written out and a circled verdict to pay cash

Run these before you book

  1. 01Points vs cash decisionsWhen points beat cash and when they don't — the redemption-value math for a specific flight, hotel, or trip type.
  2. 02Comparing award seats, cash, and portalsHow to put award seats, cash fares, transfer partners, and travel-portal prices on the same scale before booking.
  3. 03Beginner points checklistsStep-by-step checklists for planning a real upcoming trip with points without over-optimising or chasing hype.
  4. 04Stacking credits and bonusesHow card credits, portals, transfer bonuses, and airline programs combine — and when stacking stops being worth the effort.

Latest worked guides

All guides →

Assumptions

Why trust these numbers

Award pricing, transfer bonuses, and card benefits change constantly, so every example shows its math and the date it was checked.

  • Every recommendation shows the calculation, so you can re-run it with today's prices.
  • Examples are date-stamped — award charts and transfer bonuses move, and we say when we checked.
  • We never claim guaranteed savings or 'free' travel; points have a real cash value.
  • We stay inside one topic: points strategy and award booking, not generic travel blogging.